Swap XRP to Bitcoin in Telegram or on the web
Request a XRP to BTC quote in a Telegram chat or right here on the web. There is no separate StealthSwap account to create, no wallet to connect and no private key to hand over. You see the rate first and decide afterwards.
Route availability, limits, timing and verification requirements vary by partner and jurisdiction. Review the live quote and the applicable route conditions before depositing.
Swapping XRP for BTC, step by step
XRP is a settlement network people hold in large numbers and often move between venues. Bitcoin is the original chain, and still the deepest liquidity of anything on this list.
- 1
Choose XRP to BTC
Open the bot or the swap widget on this site and pick XRP as the coin you are sending and Bitcoin as the coin you want. Enter the amount and you get a live quote.
- 2
Check the quote
The amount shown is what the route expects to deliver, with our service fee already inside it. The quote is labelled fixed or floating so you know which you are accepting.
- 3
Give a receiving and refund address
Paste the BTC address you want the swap delivered to. Add a XRP refund address as well, so the route has somewhere to return funds if the order cannot complete.
- 4
Send your XRP
You get a deposit address, a QR code and a countdown. Send within the window, then watch the status update in the chat or on your swap page until the BTC lands.
Understand the cost before you send
Compare the expected receive amount, the live fee details and your wallet's cost to send the deposit.
1.65% base service fee
Our fee is included in the quoted receive amount. The live quote shows the applicable fee, including any eligible discount.
Route spread
The partner route sets the XRP to BTC exchange rate. Its difference from a reference market price varies by pair, amount and time.
Network fee
Review the route's payout fee details. Your wallet may charge a separate network or withdrawal fee when you send the XRP deposit.
Compare quotes for the same pair, networks and amount at roughly the same time. A chart price is not an executable quote, and a floating quote can change before settlement.
XRP to BTC questions
- Do I need an account to swap XRP to BTC?
- No separate StealthSwap account is needed to request a quote, and you never connect a wallet or share a private key. You open the bot in Telegram or the swap widget on this site, choose the pair, and get a rate. Individual routes set their own conditions, which are shown before you deposit.
- Is there KYC to swap XRP to BTC?
- StealthSwap does not ask you for an account, an email address, or an identity document. The routes that carry the swap run their own automated screening and any one of them can request verification, pause, or refund a transaction it considers unusual. Each route's stated conditions are shown before you send anything, so you can pick a different route or stop.
- What does it cost to swap XRP to BTC?
- The configured base StealthSwap service fee is 1.65%. The live quote shows the applicable fee and expected receive amount, including route pricing. Review payout fee details as well. Your wallet's network or withdrawal fee to send the XRP deposit is separate.
- How long does a XRP to BTC swap take?
- It depends on both chains. XRP ledger closes every few seconds, so a deposit is usually seen almost immediately. On the other side, Bitcoin confirmations arrive roughly every ten minutes, so a deposit is usually recognised within a block or two. Status updates arrive in the chat or on your swap page until the swap lands, and timing is never guaranteed.
- Is the XRP to BTC rate fixed or floating?
- It varies by route. Some quote a fixed rate and some float, and the quote is labelled with which one you are being offered before you send. On a floating quote the delivered amount depends on the rate when the route processes the swap, so it can settle above or below the figure shown. Fixed quotes depend on meeting the deposit and route conditions.
- What happens if the swap does not go through?
- Enter a refund address when you are asked for one. It is passed to the route with your order, and if the swap cannot complete it gives the route a return destination. Refund eligibility, timing, fees and verification requirements depend on the route. A refund is not guaranteed; contact official support if the order needs attention.
- Are there limits on a XRP to BTC swap?
- Yes. Each route sets its own minimum and maximum for the pair and those move with available liquidity, so you are shown the live range before you commit anything. There are also per swap and daily caps on the StealthSwap side.
Related swaps
Worth reading first
Ready to swap XRP for BTC?
Checking a rate costs nothing and commits you to nothing. If it is your first time, send a small amount and see it land before you trust it with more.