Terms of Service
These terms apply when you use StealthSwap, on this website or in the Telegram bot. They cover crypto swaps, prepaid card orders, Free Roll prizes, and escrow deals. By continuing with an order, you agree to the version published here.
Last updated September 17, 2026.
What the service does
StealthSwap is a place to request quotes and create orders. The website and the Telegram bot are the same service, and a swap started on the website is the same order, under the same terms, as one started in the bot. You choose the assets, networks, and amount; review a quote; provide receiving and, where available, refund details; and send funds to the deposit address shown for that order.
Five things run under these terms: crypto swaps, prepaid card orders, Free Roll prizes, escrow deals, and introductions made through the OTC desk. Each has its own section below. Where a product section says something more specific than a general section, the product section is what applies to that order.
Swaps are fulfilled by third-party liquidity routes. Their availability, limits, pricing, timing, eligibility, and other rules apply to the order. StealthSwap does not require you to connect a wallet and will never ask for your seed phrase, recovery words, or private keys.
Eligibility and location
You must be at least 18 years old, able to enter a binding agreement, and legally permitted to use the service and the selected route. Availability is not universal. A route may be restricted by your location, the assets involved, transaction size, sanctions, or route-specific policies. A technical quote does not by itself establish legal eligibility.
Route coverage and customer eligibility can change. The website and the bot present the conditions StealthSwap receives for the selected route before you provide wallet details. If you need additional route-specific terms or privacy information, request it from official support before depositing.
You are responsible for checking the laws, taxes, and restrictions that apply to you. Do not use the service where doing so is prohibited. We or an independent route may decline, pause, or cancel an order when required by law, risk controls, or route rules.
Where your funds come from
Send only funds you can properly account for. Independent routes screen incoming deposits against their own risk and anti money laundering rules. A deposit they score as high risk can be held, returned, or released only after they ask you for identity documents, and that decision belongs to the route rather than to StealthSwap.
In practice the deposits that draw attention are ones arriving directly from a mixer or tumbler, from gambling and betting platforms, from darknet markets, from a known theft, hack, or scam, and from addresses under sanctions. Passing coins through an intermediate wallet first does not clear this, because the screening looks at the history behind an address rather than only the last hop.
This matters because of when the check happens. Screening runs after your coins have left your wallet and reached the route, at which point the swap cannot be reversed by us. If a route holds a deposit or requires verification, we can pass your case to them and chase it, but we cannot overrule the outcome, return funds we never held, or waive their requirements. If you are not certain a deposit would survive that review, do not send it.
Quotes, rates, and fees
A quote shows the estimated amount to be received and whether the rate is fixed or floating. A floating rate can change until the route recognizes and confirms the deposit. Quotes can expire, and a new quote may be different. Do not send to an expired order or reuse a deposit address for another swap.
The standard StealthSwap service markup is currently 1.65% and is included in the quoted receive amount. The configured markup can change for future quotes. Route pricing, spreads, and network costs may also affect the receive amount. The quote displayed for the specific order is the controlling disclosure; review it before sending.
Independent routes and verification
Independent routes operate under their own terms and privacy practices. Depending on the route, location, risk review, or transaction, a route may request identity, source-of-funds, or other verification. We do not promise that every swap will be available without verification.
If you do not accept a route's conditions, do not deposit. Never send identity documents to an unsolicited Telegram account or to anyone claiming they can bypass a route review. Use only instructions tied to your order and reached from the official bot or this website. See Support before sharing sensitive information.
Your transfer responsibilities
Cryptocurrency transfers are generally irreversible. You are responsible for verifying the asset, network, amount, deposit address, receiving address, refund address, and any required memo or tag. Sending a wrong asset or network, omitting a memo, sending below a minimum, sending after expiry, or sending to a wrong address can delay the order or cause permanent loss.
Send only from a wallet or account you are authorized to use. Keep the public trade ID and transaction hash so support can locate the order, but never share wallet credentials or Telegram login codes.
Settlement, delays, and refunds
Completion times are estimates, not guarantees. Network congestion, confirmation requirements, route liquidity, maintenance, risk reviews, and other third-party conditions can delay or prevent settlement.
If a swap cannot be completed, a refund may be available under the route's rules, but it is not guaranteed. Refund timing, amount, network fees, and verification requirements are determined by the route. A usable refund address improves the chance of recovery but does not guarantee it. Contact official support with the trade ID if an order needs review, and do not send additional funds unless the official order flow clearly instructs you to do so.
Prepaid card orders
A card order works like a swap. You pick a face value, accept the card facts in writing, pay in crypto from your own wallet, and the card arrives as a redeem code by email. Cards are prepaid USD Mastercard cards in fixed whole denominations from 25 to 999 dollars, issued through our card issuing partner and its issuing companies rather than by StealthSwap. The quoted crypto amount is the whole price of the order and already contains the one time issue fee.
The redeem code and activation link go to the email address you give at checkout and nowhere else. That email comes from our card issuing partner, not from us, and can take a few hours to arrive. Nobody can resend it, including us, so losing access to that inbox loses the card. We never see the card number or the redeem code and cannot freeze, reload, resend, or recover a card once it has been delivered.
Every card carries a list of countries where it cannot be used. Redeeming from a restricted country voids any refund, and using a card there can get it blocked. The card provider rejects VPNs and proxies outright. You accept those three facts in writing before you pay, and that acceptance is what applies to your order.
Activation asks for a name, an email, an address, and a phone number. The issuer does not ask for documents at activation today, and issuer policies are the issuer's to set and to change. Availability, denominations, fees, and country restrictions are set by the issuer and can differ between orders. The cards do not support 3D Secure, so a merchant that requires it will decline the card, and we do not guarantee acceptance at any particular merchant. StealthSwap does not hold card balances.
Free Roll
A Free Roll prize is a discount on the StealthSwap service markup and nothing else. It is never coins, never a cash payout, and never a reduction in network fees, route pricing, or anything a third party charges. The best prize on the ladder removes our markup entirely on the swaps it covers, so the most a prize can ever be worth is the markup we would otherwise have charged on those swaps.
Rolls are earned under the rules in force at the time, and those rules can change. A prize is good for the number of swaps stated when you win it, is applied automatically to the next qualifying quote, and expires at the time shown with it. Prizes have no cash value and cannot be transferred, sold, or exchanged for coins. A card order and an escrow payout leg do not earn a roll.
Free Roll can be paused. While it is paused, rolls cannot be played and a prize you already hold is not applied to a quote, so quotes go out at the full markup. Expiry is paused with it: when Free Roll is switched back on, the deadline on a prize that was still live when the pause began moves forward by the length of the pause. A prize that had already expired before the pause began stays expired.
The number a roll lands on is drawn from a seed whose hash we publish before the roll, so you can recompute the result yourself. We may withhold or cancel a roll or a prize where the programme is being abused, including where one person runs several accounts to collect rolls.
Escrow deals
Escrow can be paused, and while it is paused no new deal can be created. The escrow page shows whether it is running right now. This section is the standing agreement for escrow and applies to any deal created while escrow is running.
An escrow deal is held by a contract, not by us. The buyer funds one contract per chain, from their own wallet, at a public address you can read for yourself on the verify page. That contract is not upgradeable and there is no proxy behind it. Settlement credits the deal's own buyer, seller, or the stated fee address inside the contract, and there is no other destination in the code. We do not hold the funds and cannot release, refund, redirect, or resize them.
Each side posts a bond in the escrow asset. A bond is your own money at risk in the deal and returns to you in full on every ending except a ruling against you. A missed deadline is never a ruling, so a clock can never cost you a bond. Every deadline carries a public timeout that anyone may call once the deadline and a fixed grace period have both passed, so a silent counterparty cannot leave a deal stuck.
Only the arbiter named in the deal terms before funding can rule, and only once a party has opened a dispute. An arbiter can only choose between the two parties or split between them, can never pay itself and can never pay us, and we cannot overrule a ruling, reverse one, or rule again on a deal. One thing the contract cannot prevent: an arbiter that colludes with a party can move the funds to that party. A deal can also be run with no arbiter at all. Only the four listed deliverable classes are accepted, and a dispute is only ever about whether funding landed as agreed and whether the deliverable reached the destination fixed when the deal was created. Where an arbiter rules but finds no admissible evidence, the published outcome is a split.
The escrow fee is zero today and the contract caps it at 1 percent, and the fee is forced to zero for the rest of a deal the moment either party contests it. The contract also enforces a maximum deal value for each asset, deliberately set low while the contract has not been through an external audit, and a deal above that cap is refused by the contract itself. Every escrow action is a real transaction on a public chain and carries that chain's fee. A payout taken in a different coin is an ordinary swap and carries ordinary route pricing and ordinary route conditions, including the possibility that a route declines, pauses, refunds, or asks for verification on that leg.
Everything an escrow deal does on chain is permanent and public: the party addresses, the amounts, the deadlines that passed, the outcome, and the withdrawal. Anyone can read it at any time in the future. This is pseudonymous, not anonymous, and nothing we do can erase it. If we pause escrow, new deals stop and our own dispute service level extends, but deadlines the contract enforces run on chain time and keep running whatever we do. The disclosures you accept before funding a deal apply to that deal.
The OTC desk
The OTC desk is an introduction service and nothing more. We do not buy your USDT, we do not sell you anything, we do not quote a price, and we never take custody of crypto, money, metal or stones at any point. When an inquiry is a fit, we pass your details to a buyer and the buyer contacts you. Everything after that introduction, including the price, the checks, the documents, the timing and the settlement itself, is an agreement between you and that buyer, on their terms, and StealthSwap is not a party to it.
We are paid an introduction fee by the buyer. You are never charged by us, at any stage, for anything. Where a partner introduced you to us, that partner receives a share of our fee. Neither payment changes what the buyer offers you, and neither gives us any role in the settlement.
If you give a wallet address, we read the balance held for it at the official USDT contract on the network you named. That check is read only, needs no signature, approval or wallet connection, and can never move anything. It is a snapshot at one moment, it is not a guarantee about you or about anyone else, and it does not replace the buyer's own checks at settlement. An address that does not hold genuine USDT at the official contract is refused. We do not accept, recognise or pass on anything presented as flash USDT.
The buyer runs its own identity and source of funds checks and may decline anyone for any reason. We may also decline or close an inquiry without giving a reason. Nothing on the desk page, in a status link, or in a message from us is an offer, a commitment to introduce you, a promise that a deal will happen, or advice of any kind.
A status link and a partner submission link are bearer links: whoever holds one can see what it opens, so keep yours private. We can replace a link at any time, which retires the previous one. We never ask you to send USDT anywhere to prove funds and we never take custody, so anyone asking you to do that while using our name is not us.
Acceptable use
Use the service only for lawful transactions. You may not use it for fraud, theft, sanctions evasion, money laundering, financing prohibited activity, abuse of referral, reward, or pricing systems, reselling cards you obtained by fraud, opening escrow deals over prohibited categories, interference with the service, or transactions involving funds you do not control, or misrepresenting the source, ownership or authenticity of assets offered through the OTC desk. We may restrict access or preserve records when reasonably needed to investigate abuse or comply with legal obligations.
Official channels and scams
The official bot is @StealthSwap_bot and the official website is https://stealthswapst.xyz. Support begins from the bot's menu or from the support page here. We do not start support in unsolicited direct messages and will never ask for a seed phrase, private key, password, Telegram login code, or 2FA code. You are responsible for checking the bot username and the website address before acting on instructions.
Availability, warranty, and liability
The service is provided on an as-is and as-available basis. We do not guarantee that a pair, quote, route, price, status feed, card, prize, escrow deal, or completion time will always be available, accurate, uninterrupted, or suitable for your needs. Crypto assets and networks involve substantial risk, including loss of value and loss of funds. Nothing here is financial, legal, or tax advice.
To the fullest extent permitted by applicable law, StealthSwap is not liable for indirect or consequential losses, market movements, network failures, independent-route acts, card issuer decisions, the outcome of an escrow dispute, the conduct or terms of a buyer or partner you were introduced to through the OTC desk, or losses caused by incorrect order details, compromised credentials, a lost redeem email, or transfers outside the official order flow. Nothing here excludes a right or liability that cannot legally be excluded.
Changes and contact
We may update these terms as the service, independent routes, or legal requirements change. The date above shows the current version. Changes apply to future use after publication. Questions can go to support, or you can open the official Telegram bot.